Generally they are able to resolve quickly so you can resubmit payment. Here are a few common reasons we see for ACH payment failures:

  • The account doesn’t support online transactions (certain savings accounts or money market accounts don’t allow for online payments)

  • The account has a maximum number of monthly transactions – some institutions only allow for a limited number of online transactions per month

  • The transaction is over the daily max withdrawal (many banks have a limit of $1000)

  • There are insufficient funds to cover the payment

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